Fix My Debt
There are a couple of ways to fix your debt. Find out more about what each option can do for you by contacting some of the companies listed below
Debt Management
Work with a debt management professional to find ways to properly manage, and hopefully fix your debt.
Mortgage Loan Modification
Your mortgage company does not want to write off your debt. There are services that can negotiate with your lender to possibly lower your interest rate, payments, and / or even investigate any forbearance options they may have. Have a mortgage loan modification specialist contact you by filling out this form.
Debt Consolidation
Consolidating all your debts into one, easy to manage loan can also lower your monthly payments by extending the repayment period. You might also get a lower interest rate, and it might be a good option for those who want to keep their credit good. There are lots of debt consolidation companies out there. Here is a great network of debt consolidation experts.
Debt Settlement
Debt Settlement, or Debt Negotiation, is probably the most popular option for people trying to fix their debt. There are companies out there who will set up an FDIC insured escrow account for you, call your creditors to lower your balances, then use your escrow account to pay the new balances. Usually debt settlement companies are able to literally cut your debt in half or more. Debt settlement can affect your credit, but so can missing and not paying your bills. Here is company we’ve spoken with that we feel comfortable recommending.
Filing for Bankruptcy
Bankruptcy should be considered only as a last resort. It will affect your credit for 7-10 years. But in some cases, people feel it is necessary. Here is a suggested vendor for filing bankruptcy.

